YNAB

You Need A Budget LLC

Financiën

Gratis!

5.0 · 540 beoordelingen

LET OP: Downloads verlopen via de App Store, bekijk daar altijd de meest actuele prijs, compatibiliteit en andere informatie. Je hebt een actief Apple account nodig om apps te installeren.

Have you ever worried about money? You are not alone.

Download YNAB, get good at money, and never worry about money again.

“We started YNAB January 1st with $37 saved and ended the year with $42,000. Plus we paid $14,000 cash for a new roof.”
-Kyle, YNAB user since 2020

Start your free one-month trial and stop feeling like you’re bad at money.

“YNAB has removed the stress of money from my life and in doing so has helped make me a better husband. It's like I got to remove a personal flaw I had never been able to fix."
-Kyle, again. We didn’t even pay him to say this, but maybe we should.

Why YNAB?
-92% of YNAB users report feeling less stressed about money since starting.
-The average user saves $600 in the first month, and $6,000 in the first year.

“A year of YNAB costs less than a massage and is a heck of a lot better for reducing stress.”
-Kat, YNAB user since 2016

Benefits and Features

STOP ARGUING ABOUT MONEY
…and start planning your life, together

-Create and share unlimited plans with up to six people with one subscription
-Real time updates between devices make it easy to keep everyone informed
-Cheaper than couples counseling

STOP DROWNING IN DEBT
…and start seeing progress with your paydown

-Make a plan to pay down debt by calculating time and interest saved with the Loan Planner
-Avoid new credit card debt with YNAB’s clever built-in spending categorization feature
-Enjoy the benefits of a debt-paying community and resources

STOP FEELING DISORGANIZED
…and start feeling totally in control

-Securely link financial accounts to automatically import transactions
-Easily add transactions manually, if you prefer
-Ask Siri to update your plan or provide expense category balances on the go

START REACHING MORE GOALS
…and stop thinking your future is limited

-Keep your priorities and goals in focus
-Visualize progress as you go
-Watch your net worth climb

START SPENDING CONFIDENTLY
…and stop feeling guilt, doubt, and regret

-Calculate your “Cost to Be Me”
-Make a flexible, proactive spending plan
-Always know how much you have to spend

START FEELING SUPPORTED
…and stop feeling like you’re alone in this

-Talk to our “freakishly nice” award-winning support team (don’t tell them we called them freakish)
-Join workshops and attend live Q&A sessions
-Become part of our community of genuine, amazingly supportive people who get it
-Attend one of our live events to learn, share, play, and even get tattooed with like-minded getting-good-at-money people. (Seriously.)

The first step of never worrying about money again is starting a free one-month trial. Are you ready to get good at money?

(You seem ready! And we already really like you, so please join us.)

Free for 30 Days, then Monthly/Annual Subscriptions Available

Subscription Details
-YNAB is a one-year auto-renewable subscription, billed monthly or annually.
-Payment will be charged to iTunes Account at confirmation of purchase.
-Subscription automatically renews unless auto-renew is turned off at least 24-hours before the end of the current period.
-Account will be charged for renewal within 24-hours prior to the end of the current period.
-Subscriptions may be managed by the user and auto-renewal may be turned off by going to the user's Account Settings after purchase.
-Any unused portion of a free trial period, if offered, will be forfeited when the user purchases a
subscription to that publication, where applicable.

You Need A Budget UK Limited is acting as an agent of TrueLayer, who is providing the regulated Account Information Service, and is authorized by the Financial Conduct Authority under the Electronic Money Regulations 2011 (Firm Reference Number: 901096)

California Privacy Policy:
https://www.ynab.com/privacy-policy/california-privacy-disclosure?isolated

YNAB van You Need A Budget LLC is een app voor iPhone, iPad en iPod touch met iOS versie 18.0 of hoger, geschikt bevonden voor gebruikers met leeftijden vanaf 4 jaar.

Informatie voor YNABis het laatst vergeleken op 30 Mar om 01:31.

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Releasedatum:
20 Oct 2015
Bijgewerkt:
25 Mar 2026
Versie:
26.11
Compatibiliteit:
Vereist iOS 18.0 of nieuwer. Compatibel met iPhone, iPad en iPod touch.
Grootte:
149 MB
Leeftijd:
4+ jaar
Beoordeling:
4.8 van 5
Categorie:
Financiën

Nieuw in versie 26.11

Turns out, “CHK...4821” doesn’t exactly stand out in a lineup. Linked accounts now show their institution’s logo when available, so you can identify the account you’re looking for instantly. And if you’re starting your plan in overdraft, you’ll now see guidance to help you climb out, right when and where you need it.

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Net worth
Please add the Net Worth table (with Monthly Change) to the mobile app. I really need it. Thanks.
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5door Hex****
04/02/2026
Great start, but slow development
YNAB is a great app, and it has helped us massively just to put all of our finances in line. Because it is available through the web and the app, it is straightforward to keep it up to date. Whatever money exchange is done, we have the habit to write it down into YNAB immediately.
However the development of newer features, including ones that make the experience more efficient, are extremely slow in being brought out. There are quite a few Reddit posts about it, so it's not just us. It is also unclear what they are currently developing, which does not help impatient ones.
Just in case this is read by YNAB, here some features that we miss:
make it possible to send money from one budget to another, instead of writing it as an expense in one, and writing it as an income in another. It'd be even fancier if one can also request money from multiple budgets, such as from a shared budget to two personal ones where a shared contribution for e.g. groceries is requested.
show the income that was generated last month, so that it can be used as an indicator for the future. (Currently only expected income is available, which is entered manually. Keep this one, but also add last months income.)
for custom views, in the budget view, with all the categories, show which category is under some view. Otherwise, when adding new categories, it may be forgotten to add them to the custom view, and there is nothing there to remind them.
in the app, make it possible to create new categories in the budget view, and to write details to it immediately. Among other we use YNAB as a wishlist/wishfarm, and when creating a new category, we want to directly write some useful description or links to it. It would also be nice if the text in the details can be formatted a bit.
in the app, make it possible to create multiple shortcuts so that one can open directly one budget or another from the homescreen. Currently one can only switch from one budget to another, but this is slow, and annoying if this needs to be done regularly. It would also help to show the title of the budget or allow to give each budget a colour, to better differentiate between them.
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4door Mar*******
13/01/2026
YNAB heeft me gered
Ik gebruik al jaren YNAB. Deze applicatie heeft echt mijn financiële leven gered. Ik was vroeger altijd heel slecht met geld. Ik gaf te veel uit en maakte mij altijd zorgen aan het einde van de maand, voordat ik mijn nieuwe salaris kreeg. Het duurt eventjes voor je goed weet hoe je YNAB moet gebruiken en hoe je de vier regels moet toepassen, maar wanneer je het door hebt hoef je je geen zorgen meer te maken over of je nog wel genoeg geld over hebt aan het einde van de maand. Tip: Volg de lessen op de website!
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5door San******
05/01/2026