N26 — Love your bank

Crash after crash, just changed the email account,than everything collapses since march 2024 unable to login, support chat? I’ve reached out to them more than 10 times, still unable to login, than send all my documents to cancel my account, we will work on that for the upcoming 30 days,we contact you by email…no not again, so reach out again ? We do not know, you have to fill in this forma which I did, confirm our message in the app,yes right, unable to login, crash upon crash, thank you.

Was the only bank that I can open without a passport. It saved me when I moved to Europe.

I had to use N26 because I lost my Revolut card during my travels; N26 was my backup bank. However, the product fell below my expectations.
N26 has a top-up limit of only 450 EUR per month, which is super low. It seems like they don’t want my money—ridiculous, especially when Revolut has no such limits.
Moreover, N26 charges a commission for every top-up. 3%! Why is that? Revolut doesn’t charge any commission.
N26 also has high commissions for ATM withdrawals, whereas Revolut’s commissions are much lower.
Overall, N26 offers a poor user experience and lacks many features, while Revolut is constantly improving with a nearly perfect design and user experience.
I’m not promoting Revolut, but I honestly couldn’t find a single advantage of N26 over Revolut, it just a worst product from any side

N26 falls short of expectations. Despite their aggressive marketing, I subscribed to their pricey metal plan for years. When I needed their insurance for a missing online purchase, the response time was 4-6 weeks, and they seemed oblivious to my provided documentation. Avoid them at all costs.

Werkt allemaal net niet als je met 2 gebruikers en/of wilt werken. Telefoon moet je pairen (werkt niet) faceid doet t dan ook niet. Email met confirm mail om te pairen doet het niet. Iedere keer uitgebreid inloggen. Bij sommige contactloos betaalplekken weigert hij. Ik stop ermee. RegioBank proberen.

I've had N26 for almost 6 years, and the UX hasn't improved/changed at all. Far too many steps to accomplish basic tasks, random failures (did my transfer go thru? who knows

I use N26 in The Netherlands. It supports Ideal and online payments. The cards and account does not cost anything. But the benefits are great! I also use it to pay in stores. But not every store (only small stores) supports this card. The only downside. The machines of these stores will be replaced the upcoming years so it will even be better.

If a subscription with a company has ended, that company can still remove money from your account, because they have your card details. N26 refuses to help and facilitates companies to keep removing money from your account. Even after written proof that the subscription has ended. So strange. Please BE AWARE!

Simply said, it's just a bank I love. Easy to use, no nonsense, easy to top up, pay with ideal.
Only problem I have, I would like to be able to request money to non-N26 users. Now, there is a option for this, with a QR-code, but the code doesn't work. It simply gives the person your IBAN, but not a payment or ideal link. I would really appreciate it if that were possible.

The signup process is not working, the images cannot be uploaded for the verification

Love N26 and use it daily. Been a fan for years. Such a shame i need another ban to open a business bank since they are the only bank in the world that doesnt accept a personal AND a business account. They accept the one OR the other..

Hele fijne bank alleen mis ik nog dat je bijvoorbeeld een tweede persoon kan toevoegen bijvoorbeeld kind spaargeld; en zou makkelijk zijn als het Nederlands zou worden de taal verders een prima bank!

Con muchas ganas estaba abriendo una cuenta con n26, pero la atención de la asistente fue demasiada mala, me da la sensación de que no está muy contenta con el trabajo que hace. Súper decepcionado.

Zeer goeie bank heel blij mee alleen zou nog ik het Nederlands worden weergegeven dan zou het helemaal top zijn!

Looking on the website, I expected to get a free savings account with a good interest rate and that I could trade in crypto. After registration and installation it turns out that the free savings account is limited to Spain and crypto trading only for a couple of selected countries. Feels like over promise and under deliver, although in the small prints the restrictions are stated. So not what I expected.

Hackers were able to duplicate my Apple Pay/ google pay and n26 refused to resolve my dispute

Trying to get an account for over three weeks and got to pair accounts. Uses sms and a paired device with logging in. Is not handy when changing sim cards while traveling through Africa. So bring a lot of attended before starting up and with the photo of verification you need to turn your head. Wicked

The fluidity in which you can manoeuvre on any platform facilitated by N26 is truly remarkable. Overall the best online banking platform I’ve ever experienced and will continuously recommend to my peers and loved ones.