I have used a Revolut for about a year now, and it is by far the easiest, most robust and pleasurable e-banking app to use out of Lydia, Bunq, SG, Wise and Boursorama. The interface is clear, and the app is responsive. However, there are a few points that should be improved:
- Adding money to Vaults is not counted as an actual transaction, and so are not currently counted in the budget despite being labelled as such. This seems like an easy fix.
- It is not possible to categorise transaction granularly. Example: a payment at a store where some of the items would be in one category and others would be in another can not be split as such. Only one category is possible, it would be great to be able to assign amounts to within a single transaction.
- References are not including when exporting statements.
Cheers for the great service! Long live Revolut